4005 Lloyd Bowen • Saint Leonard, MD 20685

$1,175,000 Beds: 4 • Baths: 2 full 2 partial • Sq. Feet: 2818 • MLS ID: MDCA2026454 • Subdivision:School Dist: CALVERT COUNTY PUBLIC SCHOOLS
Welcome to an extraordinary Southern Living–inspired waterfront bungalow offering a rare blend of tranquility, luxury, and charm in pristine condition. Tucked away on a quiet, secluded road with only three homes, this exceptional property is surrounded by water and bordered by 25 acres of protected, unbuildable land, ensuring lasting privacy and breathtaking natural beauty. Ideally located less than an hour from Annapolis, Baltimore, Washington, D.C., and Northern Virginia—including Alexandria and Arlington—this home provides the perfect balance of peaceful waterfront living with easy access to major metropolitan conveniences. The 4-bedroom residence features 2 full baths and 2 half baths, with an open, airy design that captures stunning water views from virtually every window. The main level includes two bedrooms and showcases soaring cathedral ceilings, solid wood doors, and exceptional craftsmanship, while thoughtfully preserved elements from the original cottage add warmth, character, and a sense of nostalgia. The spacious kitchen is both elegant and functional, offering Silestone countertops, stainless steel appliances, white cabinetry, abundant counter space, a breakfast nook, and radiant heated flooring, with propane gas fueling both cooking and the home's heating system. The inviting family room centers around a striking fireplace and flows effortlessly onto a generous wraparound waterfront porch—perfect for relaxing or entertaining while taking in serene views. Built with quality and durability in mind, the home features a metal roof, Hardiplank exterior, and a warm, welcoming ambiance throughout. This is a true waterfront lifestyle property, where fishing, kayaking, boating, and crabbing are part of everyday life, and where comfort, craftsmanship, and natural beauty come together in perfect harmony. View this listing at: http://kreiderhomes.com/mls=MDCA2026454

Property Features

  • Taxes: $7,436
  • Roof Type: Metal
  • Exterior: Frame,Fiber Cement,HardiPlank Type,CPVC/PVC,Spray
  • Parking Notes: 4 Total Parking Spaces
  • Special View Info: Water,Trees/Woods,Scenic Vista,River,Panoramic
  • Lot Size: 0.46 Acres
  • Lot Dimensions: 0.46 Acre(S)
  • Heating: Heat Pump(s)
  • Fuel Type: Electric,Propane - Leased
  • Cooling: Other,Ceiling Fan(s),Central A/C,Heat Pump(s)
  • Year Built: 2009
  • Fireplaces: 1
  • Water: Well
  • Sewer: Private Septic Tank
  • Stories: 2.0
  • Additional Structures: Above Grade,Below Grade
  • Location Description: River
  • Lot Description: Fishing Available, Front Yard, Irregular, Landscaping, Level, No Thru Street, Premium, Rural, Secluded, Cleared, Adjoins - Open Space, Adjoins - Game Land, Flood Plain, Open, Rear Yard, SideYard(s), Vegetation Planting, Year Round Access
  • Structure Type: Detached
  • Total Garage/Parking Spaces: 4
  • Parking Features: Dirt Driveway,Shared Driveway,Unpaved
  • Appliances: Dishwasher,Dryer,Dryer - Electric,Exhaust Fan,Microwave,Oven - Self Cleaning,Oven/Range - Gas,Refrigerator,Six Burner Stove,Stainless Steel Appliances,Washer,Water Heater
  • Rooms: Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Laundry,Loft,Bathroom 2,Primary Bathroom,Half Bath,Screened Porch
  • Lake Name: Island Creek
  • SQFT Total Finished: 2818
  • SQFT Above Finished: 2818
  • Exterior: Gutter System,Outside Shower,Private Beach,Other
  • Interior: Bathroom - Stall Shower,Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Dining/Living,Combination Kitchen/Dining,Combination Kitchen/Living,Dining Area,Entry Level Bedroom,Family Room Off Kitchen,Floor Plan - Open,Kitchen - Country,Primary Bath(s),Primary Bedroom - Bay Front,Recessed Lighting,Upgraded Countertops,Walk-in Closet(s),Water Treat System,Wood Floors,Built-Ins,Attic,Kitchen - Eat-In,Kitchen - Gourmet,Pantry
  • Fireplace: Brick
  • Flooring: Hardwood,Heated,Tile/Brick,Wood,Ceramic Tile,Slate
  • Waterfront: Sandy Beach
  • Water Access: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Private Beach,Sail,Swimming Allowed,Waterski/Wakeboard
  • Windows: Wood Frame,Screens,Sliding
  • Electric Description: 120/240V
  • Utilities: Electric Available,Propane,Water Available

School Information

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
Printed May 13, 2026


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The Dustin Kreider Group
Dustin Kreider, Tom Kreider, Kathie Kreider, Ryan Sullivan, Dylan Stauffer 

309 West Fourth Street, Quarryville, PA 17566
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