|
         
www.PruHomesaleServices.com 309 West
Fourth Street, Quarryville, PA 17566
717-786-1300
x 115

|
|
10 Tips For Homebuyers
-
Get help. Hire a
REALTORÒ
as a buyer’s representative. Unlike a listing agent,
whose first duty is to the seller, a buyer’s
representative is working only for you even though
they are paid out of the seller’s commission.
-
Be picky, but don’t
be unrealistic. There is no perfect home.
- Do your homework before you
start looking. Decide specifically what features
you want in a home and which are most important to
you.
- Get your finances in order.
Review your credit report and be sure you have
enough money to cover your down-payment and your
closing costs.
- Don’t wait to get a loan.
Talk to a lender and get pre-qualified for a
mortgage before you start looking.
- Don’t ask too many people
for opinions. It will drive you crazy. Select
one or two people to turn to if you feel you need a
second opinion.
- Decide when you could move.
When is your lease up? Are you allowed to sublet?
How much notice must you give your landlord?
- Think long-term. Are
you looking for a starter house with the idea of
moving up in a few years or do you hope to stay in
this home longer? This decision may dictate what
type of home you’ll buy as well as the type of
mortgage terms that suit you best.
- Don’t let yourself be
“house poor”. If you max yourself out to buy the
biggest home you can afford, you’ll have no money
left for maintenance or decoration or to save money
for other financial goals.
- Don’t be naïve. Insist
on a home inspection and, if possible, get a
warranty from the seller to cover defects within one
year.
|
|